Financing your Van

The right finance for your business

At Scotts we believe that commercial vehicle finance should be like any other business process, designed to work with your cash flow and yield maximum benefits – in terms of tax.

We give you two main choices when it comes to financing your vehicle: Hire Purchase or Finance Lease.

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Hire Purchase 

  • Deposit in advance, plus the VAT for the entire vehicle
  • Repayment period from 36 up to 60 months
  • Monthly repayments are VAT free
  • VAT deposit reclaimable for VAT registered customers
  • 100% of interest charges can be offset against taxable profits
  • Vehicle is an asset and benefits from tax allowances
  • End of the contact period the vehicle is 100% owned by you
Finance Lease

  • Deposit in advance, plus the VAT on the deposit
  • Repayment period from 36 up to 60 months
  • Monthly repayments incur VAT, which can be reclaimed if VAT registered
  • Rentals are 100% allowable against taxable profits
  • Facility can have a balloon profile to reduce monthly repayments
  • Vehicle sold or part-exchanged at end of contract.

From our 30 years in the business we have worked with hundreds of independent brokers so we know the very best and – more importantly – the very best for your type of business.

Pop your vehicle’s details into our Finance Calculator on the right for an instant estimate of how much you could be paying under our schemes. Don’t forget to complete the Request a Callback section too for some friendly one-to-one advice about the best finance route for your business – with no strings attached.

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